Nagla Bahr

Managing Director\ Joined CGC in 2015

Ms. Nagla Bahr is the Managing Director of the Credit Guarantee (CGC Egypt) since 2015. Bahr is the chairwoman of (EMGN) the European Mediterranean Guarantee Network. Ms. Bahr has more than 30 years of experience in economic development, macroeconomics, pricing economics, behavioral economics, financial economics, financial advisory & cons, Rating, Research & feasibility. She has a special expertise in MSMSs access to finance and development. She led and supported different projects and researches of MSMEs sector development. Bahr has B.Sc. in Economics and a MS in Professional Economic Development. Bahr set on several private and public sector Boards, as well as different Evaluation & selection International committees for SMEs and Start-ups. Bahr was awarded as one of the top 50 most influential women in Egypt for 2019.

Ahmed Islah

Chief Risk Officer\ Joined CGC in 2018

Mr. Islah has over 16 years of risk management experience. Has a wide experience of RME with all its risk aspects. Mr. Islah worked with many financial institutions including banks (Piraeus Bank, NSGB), private equity firms (Al-Ahli for Development and Investment) and financial leasing companies (Nile Financial Leasing).

Mr. Islah is a CFA charter holder in Egypt, he is also certified by many other institutions in the finance and investments (American University in Cairo, Egyptian Banking Institute).

Dina Karim

Chief People Officer\ Joined CGC in 2022

Dina is focused on keeping our people empowered, engaged, innovative and living green, as well as attracting the best to join us. Dina is a change leader with a strong passion for people and drive for business results. She has a track record of extensive transformational HR roles and a demonstrated capability to influence beyond her immediate scope. She held several strategic HR roles in Nestle, PepsiCo, Johnson Controls, Henkel and most recently IT Worx. Dina played several strategic HR roles across her career in multinational and local companies. She joined several organizations with high diversity of culture and industry types such as FMCG, fashion, retail, engineering and technology. Her diverse experience for more than 24 years includes leading multiple change projects in company mergers and acquisitions, spin offs, global restructuring, Managing beyond regions, digital transformation, organizational design, employee relations and talent management across different geographies. Dina holds a BA degree in English Literature and a diploma in HR and a CPHRC.

Gadir Gawdat

Chief Financial Officer\ Joined CGC in 2021

Mr. Gadir has over 30 years of finance progressive experience in multinational industries (Gillette and Shell) across various financial disciplines from business development support, strategic planning, margin improvement, internal controls, mergers, acquisitions, treasury operation, organizational enhancements and process engineering, and infrastructure/manufacturing process implementation. With big exposure across Europe, Middle East and Africa.

Mr. Gadir holds BA in Finance and Accounting – Cairo University, and is a member of Institute of Management Accountants.

Hisham Halawa

FI and Partnership Executive Director\ Joined CGC in 1991

Mr. Halawa has more than 38 years of experience in the banking sector and guarantee industry, his wide experience focused on credit assessment and risk with special focus on SME finance and business development. His experience includes working in Cairo Barclays Bank and CGC Egypt.

Mr. Halawa holds BA in Accounting – Cairo University.

Amr Riad

Business Development Executive Director\ Joined CGC in 2005

Mr. Riad has worked his entire professional career which spans 37 years in financial development organizations with emphasis on MSMEs development. He started at EAB and Chase Manhattan Bank for 11 years and shifted his focus on MSMEs by working in Social Fund for Development. His experience including the management of mixed MSMEs portfolios. Mr. Riad has wide experience in MSMEs access to finance, managing SMEs funded programs and developing SME financial models.

Mr. Riad has a B.Sc. in Economics – American University in Cairo

Rany Sabry

Chief Information Officer\ Joined CGC in 2022

Rany is an executive leader and a strategic thinker who develops and executes ICT strategies that support business goals and objectives. He has been at the forefront of the ICT industry for over 25 years, with a passion for transforming businesses with cutting-edge technology, innovative solutions delivering successful digital transformations, developing modern business models and leading complex and diverse ICT projects /environments.

Rany has worked for national and multinational organizations in various sectors, such as Egypt Cabinet, HSBC, SAS, UNDP, Egypt Post, etc. Design, Architect and implement many transformation and ICT infrastructure mega environments across Egypt and the ME region with diverse service.

Rany holds M.Sc. in system dynamics from the university of Bergen, and MBA from the Arab Academy for Science and Technology & Communication (CIT) member in the Federation of Egyptian Industries (FEI).

Hossam Zaytoun

Chief Digital Officer\ Joined CGC in 2022

Hossam is an experienced Chief Digital Officer (CDO) with a track of over 22 years in software engineering, agile delivery, project management and digital transformation. Hossam has been leading digital transformation initiatives by establishing the digital office, designing the digital strategy and creating new digital products and channels to cater to the needs of SMEs.

Prior to his role at CGC Egypt, Hossam held leadership positions at Banque Du Caire, Ahli United Bank and Emirates NBD Egypt. Hossam continues to lead digital innovation and empower businesses to thrive in the ever-changing digital landscape.

Hossam holds a B.Sc. in Accounting and is a certified Scrum professional with recognition from multiple agile and technology institutions.

Habiba mukhtar

MarCom Director\ Joined CGC in 2022

Habiba Mukhtar currently MarCom Director at CGC, the central theme of her career has been the Automotive, FMCG, oil and gas sectors with 17 years as experienced marketer in both commercial and retail channels with a broad experience in product marketing, channel and distributor management, marketing intelligence, marketing communications, GTM strategies, pricing and forecasting with big exposure in the AMEP region (Africa, Middle east, and Pakistan).

Habiba holds a B.COM from the University of British Columbia, Canada

Sherif abdou

Operations Director\ Joined CGC in 2015

Mr. Sherif is a seasoned professional with over 25 years of experience in the Telecom (Vodafone Egypt & Vodafone Group) and FinTech multinational industries. Throughout his career, he has consistently demonstrated expertise in strategic fields, focusing on commercial operations, customer experience, and digital transformation and operations.

Mr. Sherif's track record in commercial operations underscores his ability to streamline processes, enhance efficiency, and drive revenue growth. His dedication to delivering exceptional customer experiences speaks to his commitment to building lasting relationships and ensuring customer satisfaction remains at the forefront of business strategies.

Mr. Sherif has also played an integral role in ushering his organizations into the digital age. His forward-thinking approach has contributed to operational excellence and the adoption of cutting-edge technologies, positioning his teams for success in rapidly evolving markets.

Mr. Sherif holds an MBA from the Arab Academy for Science, Technology & Maritime Transport, further solidifying his business acumen and strategic mindset.”

Mohamed Hamed

Internal Audit Executive Director\ Joined CGC in 2021

Mr. Hamed is a certified audit professional with over 23 years of experience in the field of internal audit, finance, compliance, operational audit and governance.

Mr. Hamed is a Certified Internal Auditor (CIA) and acquired CPA from the USA in 1991.